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Disclaimer/Terms of Use
 
This website is intended primarily for the members and beneficiaries of the Chicago Regional Council of Carpenters Benefit Funds, including the Chicago Regional Council of Carpenters Welfare Fund, Chicago Regional Council of Carpenters Pension Fund, and the Chicago Regional Council of Carpenters Millmen Pension Fund (collectively, the "Trust Funds"). Use of this website is subject to the following Terms of Use and Disclaimers. By proceeding and using this website, you acknowledge acceptance of these terms. 
 
The Boards of Trustees of the Trust Funds have made this web site available to you in order for you to gain easier access to information about your plans of benefits. However, information on this web site does not overrule the official plan documents, rules, and regulations, which are subject to change. Only the Boards of Trustees have the authority to interpret the Trust Funds and your rights can only be determined by the provisions of the Trust Funds' governing documents. The information on this website is not intended to be used as the sole basis of any eligibility or benefit related decision. You cannot claim any benefit, file an appeal, or file a lawsuit against anybody based on your reliance on anything contained in this web site. If you require a formal determination about a critical benefit issue affecting you, your inquiry should be directed in writing to the Administrator of the Fund Office.  
 
This material is for informational purposes only and is not intended to be an authoritative or binding presentation of the official rules and regulations of the Trust Funds discussed on the website. Nothing contained in this website is meant to interpret, extend or change in any way the governing documents of the Trust Funds. Neither the Trust Funds, their employees, affiliates, Boards of Trustees nor related entities make any claim regarding the website's accuracy, completeness or reliability. This website and any content or information contained on it are provided "AS IS" with no representations or warranties of any kind. Neither the Boards of Trustees nor the Trust Funds warrant the accuracy or completeness of the information, text, graphics, links or other items contained on this site. The Trust Funds, their employees, affiliates, Boards of Trustees and related entities are not liable for any direct, special, indirect, incidental, consequential or punitive damages related to use of this website. 
 
Links to other web sites are contained in this web site. These links are offered for your convenience and do not constitute an endorsement of those web sites. The Boards of Trustees do not assess the suitability, or give any assurance about the potential value of any opinions expressed or the information contained in any outside links referenced in this website. The Trust Funds, their employees, affiliates, Boards of Trustees and related entities are not liable for any transactions conducted with third parties or any liability arising from the representations or information provided on linked sites. 
 
All contents of this web site and this Disclaimer/Terms of Use are subject to change without notice. Any change or modification will be effective immediately upon posting and your continued use of the website means that you have agreed to accept any changes or modifications. 
 
This site contains information of a general and educational nature about your benefit plans and issues relating to your benefit plans. This site does not contain any medical, legal, tax, financial planning or any other form of professional advice. The Boards of Trustees encourage you make appropriate use of medical, legal, tax, and financial planning professionals in helping you to make prudent decisions regarding the use of your benefit programs.
 
The data contained on this site is proprietary to or properly licensed to the Trust Funds and may not be copied, reproduced, duplicated, modified, distributed or disclosed without the approval of the Trust Funds. However, you may download materials on any single computer for your personal, noncommercial use. Improper access and use of this website is strictly prohibited and may subject an unauthorized user to criminal and civil penalties, including indemnification of the Trust Funds for loss or damage caused by unauthorized use. By use of this website, you agree to indemnify and hold harmless the Trust Funds, their employees, affiliates, Boards of Trustees and related entities from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs and expenses relating to your use of the website. 
 
Any delay or failure on the part of the Trust Funds to enforce any rights under this Disclaimer/Terms of Use to which they may be entitled shall not be construed as a waiver of the right and privilege to do so at any subsequent time. 
 
 

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